December 4, 2025 — The Day That Will Live in Crypto Infamy

The Biggest Structural Shift Since Bitcoin’s Creation Is Now Underway

Today is December 6, 2025, but December 4th will be remembered as the single most pivotal turning point in modern crypto history. What unfolded over a 72-hour window is not “big news” — it is the spark of the next global crypto supercycle.

In one synchronized move, three multi-trillion-dollar financial giants — Vanguard, Bank of America (Merrill), and Charles Schwab — quietly opened the gates to regulated crypto exposure for mainstream U.S. investors.

And then the CFTC detonated the largest regulatory bombshell in digital-asset history.

If you want to understand the future of Bitcoin, Ethereum, altcoins, and the next multi-year bull run, this is the moment.

Bitcoin Pattern Repeating — Explosion Incoming?

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🔥 The Three Giant Shifts That Just Changed Crypto Forever

1. Vanguard — The Anti-Crypto Titan — Finally Caves

For years, Vanguard was the loudest anti-crypto institution on Wall Street. Their official stance:

“Do not invest in Bitcoin. Do not touch crypto.”

And yet, on December 4th, Vanguard quietly enabled crypto ETF access for its retail clients.

This single policy reversal unlocks a $7+ trillion on-ramp into Bitcoin and Ethereum.

This alone would’ve been historic. But it was only the beginning.

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2. Bank of America’s Merrill Lynch Opens the Floodgates

Starting Q1 2026, Merrill Lynch Wealth Management will offer regulated crypto exposure across its private wealth division.

That means:

• High-net-worth clients

• Family offices

• Institutional advisors

• Multi-trillion AUM channels

…all gain direct, compliant access to Bitcoin and Ethereum.

Combined with Vanguard, we’re now looking at $13 trillion+ in potential inflow channels.

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3. Charles Schwab Goes Nuclear: 24/7 Spot Bitcoin & Ethereum Trading

Schwab didn’t tiptoe into crypto — they detonated a bomb.

They announced:

✔ Direct spot Bitcoin trading

✔ Direct spot Ethereum trading

**✔ 24/7 access (no market hours)

✔ Zero ETF fee leakage—no 0.2–1.5% management fees
✔ Instant settlement**

This is NOT ETF exposure.
This is actual spot Bitcoin and Ethereum, accessible to millions of mainstream U.S. brokerage accounts.

And here’s the monster detail:

Schwab clients already own 20% of all crypto ETPs in the U.S.

When these same investors can trade spot BTC/ETH instantly and fee-free…
The liquidity dynamics of Bitcoin will change permanently.

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💥 Then the CFTC Dropped the Biggest Regulatory Announcement in U.S. Crypto History

In a historic statement, the Commodity Futures Trading Commission (CFTC) announced:

Spot cryptocurrency products will now be listed and tradeable on U.S. federally regulated futures exchanges.

This means:

• Spot BTC and ETH will trade like commodities

• Fully regulated

• Fully compliant

• Accessible on every U.S. brokerage by default

And once listed, any CFTC-approved spot crypto product becomes instantly purchasable on:

• Schwab

• Fidelity

• Vanguard

• Robinhood

• TD Ameritrade

• Every major U.S. broker

This merges the entire U.S. capital market — $68 trillion — with the crypto market.

This is the largest structural integration in the history of digital assets.

Crypto just became too big, too connected, and too integrated to ever be stopped again.

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🚀 This Is the Beginning of the Next Supercycle

What just happened isn’t hype.
It’s not speculation.
It’s not narrative.

This is infrastructure change.

From now on:

• Bitcoin becomes a standard asset class

• Ethereum becomes a regulated tech commodity

• Altcoins gain new liquidity cycles

• Institutions gain frictionless access

• Retail gets 24/7 spot markets

• Compliance replaces chaos

• Crypto joins traditional finance — fully and permanently

This is the transition moment:
Crypto just became part of the U.S. financial system.

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📉 Bitcoin Price Action: The Battle Around the Yearly Open

While the macro news is explosive, Bitcoin’s price is in a critical technical zone.

Key levels:

**• $93,000 — the yearly open (must reclaim)

• $98,000 — the most pivotal level for a full relief rally
• $100,000 — psychological breakout level
• $78,000 — major downside support
• $80,600 — secondary support
• $95,000 — near-term resistance**

Until Bitcoin gets above $98,000, macro news won’t translate into a major breakout.

But once that level is reclaimed, Bitcoin could rapidly target:

• $105,000

• $110,000

• New all-time highs

And potentially far beyond.

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🥇 Why Institutions Accumulate Bitcoin First During Chaos

Historically:

• When stablecoins wobble

• When regulators make noise

• When altcoins bleed

Institutions rotate into Bitcoin, the digital equivalent of gold.

This pattern is repeating.

Every major Bitcoin bottom has been formed during chaos:

• Tether drama

• Exchange collapses

• Regulatory crackdowns

• Rate shocks

• Liquidity crises

When the plumbing breaks, money flees to the purest asset: BTC.

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🟣 Ethereum: The Quiet Giant Preparing for a Major Move

Ethereum’s key levels:

Support:

• $3,000

• $2,900

• $2,600 (critical structural floor)

Resistance:

• $3,238

• $3,600

• $3,538 (key close level)

If ETH loses $2,600, downside may open toward $1,500.
But if ETH holds and Bitcoin reclaims $98K, Ethereum could ignite:

→ ETH to $6,000

→ ETH to $8,000

→ ETH to $10,000 remains in play

Ethereum’s setup mirrors the May parabolic structure — same double bottom, same resistance, same breakout zone.

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🌐 Bitcoin Dominance: Not Altseason Yet

Bitcoin dominance has stalled around 59–60%, a sign that:

• Traders remain Bitcoin-focused

• Altcoins are not in full rotation

• Smart money is accumulating selectively

True altseason won’t begin until:

1. Bitcoin breaks out

2. Bitcoin stabilizes

3. Ethereum rotates up

4. Bitcoin dominance falls sharply

When that happens, AI tokens, L2s, high-utility midcaps, and Solana ecosystem assets will make their move.

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🧠 Final Takeaway: Crypto Just Became Mainstream Finance

The message is simple:

Crypto has crossed the Rubicon.

It will never be small again.
It will never be fringe again.
It will never be ignorable again.

This new era will be driven by:

• Access

• Regulation

• Integration

• Global liquidity

• Institutional normalization

Not memes.
Not hype.
Not speculation.

This is the macro shift of the decade.